Terms and Conditions
Effective Date: January 28, 2026
These Terms and Conditions (“Terms”) govern your access to and use of the website https://www.sot-risk.com (the “Site”), operated by Soteria Risk Management (“Soteria Risk,” “we,” “our,” or “us”). By accessing or using this Site, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use the Site.
Use of the Site
The Site is provided for informational purposes only. You agree to use the Site in a lawful manner and not to engage in any activity that could damage, disrupt, disable, or impair the Site or interfere with other users.
Unauthorized use of the Site is prohibited.
No Security, Protective, or Professional Advice
All content on the Site is provided for general informational purposes only and does not constitute security advice, protective services advice, operational guidance, risk assessments, or professional recommendations.
Use of the Site does not create a client, advisory, fiduciary, operational, or protective relationship between you and Soteria Risk Management. All services provided by Soteria Risk Management are governed exclusively by separate written agreements.
No Offers or Guarantees
Information on the Site does not constitute an offer, guarantee, or commitment to provide security, protective services, operational support, or risk mitigation services. All services are subject to availability, regulatory considerations, and the terms of applicable written agreements.
External Links
The Site may contain links to third-party websites for convenience or informational purposes. Soteria Risk Management does not control and is not responsible for the content, accuracy, or practices of third-party websites.
Access to third-party websites is at your own risk.
Disclaimer of Warranties
The Site is provided on an “as is” and “as available” basis. Soteria Risk Management makes no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or availability of the Site or its content.
Limitation of Liability
To the fullest extent permitted by law, Soteria Risk Management shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of, or inability to use, the Site.
Indemnification
You agree to indemnify and hold harmless Soteria Risk Management and its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of the Site or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the applicable state jurisdiction, without regard to conflict of law principles.
Changes to These Terms
Soteria Risk Management may update these Terms at any time. Any changes will be posted on this page with a revised effective date. Continued use of the Site constitutes acceptance of the updated Terms.